The advantages of shopping online during the Holiday seasonare numerous. You have a world of products at your fingertipsand you don't have to deal with parking hassles, mall crowds,and long lines.
Unfortunately, despite all its benefits, there is one potentialmajor drawback about buying items on the Internet. Accordingto the Federal Trade Commission, in 2005, an estimated $300+million was lost to online schemes. Smart cyber-shoppersshould research any web site that they want to transact withbefore buying something.
One of the first steps you should consider taking is to upgradeto McAfee Total Protection(TM) with SiteAdvisor(TM) Plus, if youdon't already have it. In addition to getting more PC security,SiteAdvisor Plus will provide you with web site safetyratings and help you avoid fake e-stores that just want tosteal your credit card number.
Safety ratings are based on automated safety tests of websites and are enhanced by feedback from our volunteer reviewersand insights from our own analysts. McAfee SiteAdvisor hastested over 95% of the sites on the Internet.
Also, you should look for the HACKER SAFE(R) icon on thee-store's home page. HACKER SAFE technology protects over75,000 web sites. Seeing the HACKER SAFE icon providesshoppers with the confidence of the most trusted e-commercesecurity seal in the world.
To be a smart online shopper this holiday season, you needto adhere to a few basic dos and don'ts when purchasingfrom web sites to avoid becoming a victim of cyber-crime.In addition to the above, consider the following:
Dos
Do pay by credit card. You can dispute purchases madeafter reporting you credit-card number has been stolen orused without your knowledge.
Do use a secure web site*.
Do keep copies of the sales transactions for futurereference in case a dispute arises.
Do check your credit-card statements to make sure you were charged the proper amount and that no "extras" were added.
Do check the site's privacy policy before you order.
Do purchase comprehensive computer security software like McAfee Total Protection with SiteAdvisor Plus to protect you whenever and wherever you go online.
* = Secure sites have a key or closed lock displayed in theweb browser. Of course, you should also look for the HACKERSAFE icon. Another way to confirm a site is secure, check ifthe web address (URL) on the page begins with "https" insteadof just "http." Please note, these efforts can be spoofedby cyber criminals.
Don'ts
Don't send cash. Pay by credit card because you're protected.
Don't send any financial information via email. It is not a safe method for communicating this sensitive information (credit-card or Social Security numbers).
Don't forget to read the return policy and other terms.
Don't buy from a site you don't feel absolutely comfortable with. If you sense something is just not right about the company you are ordering from, then don't make a deal.
Don't forget to inspect your new product as soon as it arrives. Notify the seller as soon as possible if there is a problem.